Best Stocks & Shares ISA Platforms in 2025

Our Stocks and Shares ISA platform comparison features all major UK brokers and a selection of smaller providers. Each is regulated by the UK Financial Conduct Authority.

The Stocks and Shares ISA comparison is designed to help you find the most cost-effective provider based on your own investment strategy.

We will enable you to compare the minimum account opening and minimum monthly payment fees of each Stocks and Shares ISA platform to help you choose an account that is within your budget. We will highlight the investment options that are available to you within that platform too. You can find out more about investing in Managed Funds, Exchange Traded Funds and Company Shares using our beginners guides.

Bear in mind that investment platforms present their fees in different ways so our Stocks and Shares ISA Comparison highlights the management fees and trading fees associated with each account. It is important to have an understanding of what you will need from your Stocks and Shares ISA platform and how you will manage it, before you open an account.

To find out more about ISAs read our Stocks and Shares ISA beginners guide.

What are Stocks & Shares ISAs?

ISAs (Individual Savings Accounts) were introduced by the UK government in 1999. They offer UK Residents an opportunity to save or invest – tax free – through a range of ISA products.

Which is the best Stocks & Shares ISA platform?

Ultimately much depends on what you want to use your Stocks & Shares ISA for. The widest range of securities and funds is always a good starting point but it is also important to check out a provider’s fees, including how much you would be charged per transaction and any annual administration and custody fees that might apply.

For investors that are only planning to buy and hold a few funds, execution fees (the fees you are charged every time you buy or sell something in your ISA) will be less of an issue, but don’t forget that funds also apply an annual management fee and frequently additional fees on top of that. If a fund is only going to pass on a 5% return in a year, you don’t want to see 2% go back to the manager in costs.

If you have money available for investment, before opening an account, do be sure that your provider is going to give you access to the markets you want, with no strings attached. If you plan to do a lot of trading on overseas markets, be sure you are completely clear what the fees will be for doing so, as they can be higher than for UK share trading.

Take a look at our Stocks and Shares ISA Platform comparison table below to help with your decision making.

What is the average return on a stocks and shares ISA?

With a Stocks and Shares ISA you are responsible for choosing the shares and funds that go in the ISA, so the performance at the end of the day is down to you.

On a historical basis, the average Pension fund grows by around 7% each year and is a useful barometer for your Stocks and Shares ISA. We would suggest that much will depend on your appetite for risk. A riskier strategy may yield more attractive growth at times, but also comes with the chance of greater volatility when the markets turn against you. A diversified portfolio can help to mitigate your risk.

Within a long term strategy, your Stocks and Shares ISA performance can be boosted using the power of dividends and compounding. Selecting Stocks, Funds or Exchange Traded Funds that pay out dividends – and then re-investing those dividends into more shares in that asset can have an incredibly powerful effect on your Stocks and Shares ISA.

How do Stocks & Shares ISA fees work?

Providers will not charge uniformly – costs are structured in a number of ways. Most important is the fee charged for every trade you make. If you plan on being a frequent trader you should be aware of this, as it can quickly eat into your profits. Some providers have lower fees in place for frequent traders, but before selecting your provider have a good idea about how often you will transact.

Fees may also vary according to the type of investment you want to buy and sell. Not all Stocks and Shares ISA providers offer all the investments you might be interested in and those that do will charge different fees depending on whether you want to transact shares, bonds or Exchange Traded Funds.

Your provider will either act as custodian of your shares itself or outsource this to a bank. This is an important role, as this is the company charged with looking after your assets while they are in your name. In the old days these would have been physical share certificates. There is always a fee associated with this as there is an element of record keeping involved, but competition and technology are driving these fees down.

Minimum investment amounts can be a consideration for some investors, but these days most ISA providers ask for very low minimums.

How do I transfer a Stocks & Shares ISA?

With money available for investment, there is a process you’ll need to follow in order to preserve you tax-free ISA status when you transfer your ISA. It is important that the money you have within your ISA is kept within the ISA wrapper throughout the transfer process. You’ll need to contact your new Investment ISA provider with the details of your current ISA account and they will manage the transfer on your behalf.

Under no circumstances should you remove the funds from your existing ISA account yourself in order to make a transfer. Doing so would remove your funds from the ISA wrapper and the security of its tax-free status.

Bear in mind that there can be fees associated with migrating your ISA to another provider. Most investors are happy to keep the same provider year on year, but occasionally a reason may arise to transfer to another firm. Make sure you are aware of what the fees are, as they can run into hundreds of pounds.

Remember, regardless of your Stocks and Shares ISA platform, your allowance will be the same, as this is dictated by the government.

Compare Stocks and Shares ISA platforms

Provider	Deposit	Fees	ISAs	Investment Options
eToro	no initial deposit	no platform fee	Stocks & Shares ISAs	UK Shares Funds ETFs Bonds Robo Advisor
Maximize your £20,000 annual tax-free allowance with the eToro ISA powered by Moneyfarm – voted UK's Best Investment ISA 2024. Choose between fully managed portfolios created by experts or DIY investing where you handpick your own assets, or combine both approaches. Enjoy dedicated expert guidance via chat, phone, email or video call. Fast, free ISA transfers handled entirely for you. Your ISA contributions boost your eToro Club status, unlocking exclusive offers and VIP perks. Your capital is at risk. Moneyfarm is authorised and regulated by the FCA as an Investment Advisor and Investment Management Company – Authorisation no. 629539 Take me to eToro

Interactive Brokers	£1 initial deposit	no platform fee £3 per trade	Stocks & Shares ISAs Junior ISAs	UK Shares Non-UK Shares Funds ETFs
£3 / €3 per trade for Western European stocks, with no added spreads, account minimums or platform fees. Pricing on US stocks starts at just USD 0.005 per share. There is a minimum monthly activity fee of £3 Take me to Interactive Brokers

Charles Stanley Direct	£500 initial deposit £50 monthly minimum	0.30% platform fee £10 per trade	Stocks & Shares ISAs Junior ISAs	UK Shares Funds ETFs Bonds
Minimum charge of £5, maximum of £50 per month for all individual accounts held with Charles Stanley Direct. £10 transaction fee on shares, £4 for funds. £50 of trading credits available every six months from October 2024. Take me to Charles Stanley Direct

Hargreaves Lansdown	£100 initial deposit £25 monthly minimum	0.45% platform fee £11.95* per trade	Stocks & Shares ISAs Junior ISAs Lifetime ISAs	UK Shares Non-UK Shares Funds ETFs Bonds Robo Advisor SIPP
Trade 10+ stocks per month for active trader cost of £8.95 or 20+ at £5.95. Additional charge of up to £45 per annum on stocks and shares. There's no dealing charge for buying or selling funds but you'll pay a holding fee of up to 0.45% per annum. Ready-made portfolios are available for investors that are unsure where to invest their money for an additional fee. Take me to Hargreaves Lansdown

IG	£500 initial deposit £50 monthly minimum	£96 platform fee £8.00* per trade	Stocks & Shares ISAs	UK Shares Non-UK Shares Funds ETFs Robo Advisor
Trade 3+ stocks per month for active trader cost of £3.00 on UK stocks. Clients holding investments will be charged a platform fee of £8 per month which can be offset against a trade over the period. IG's Smart Portfolio's are a low cost option for those who are unsure where to invest their money. Introductory offer: Open an ISA account in November 2025 and receive a share bundle worth up to £200 (T&Cs apply). Take me to IG

Interactive Investor	no initial deposit £25 monthly minimum	£59.88 platform fee £3.99 per trade	Stocks & Shares ISAs Junior ISAs	UK Shares Non-UK Shares Funds ETFs Bonds Robo Advisor
£4.99 monthly platform fee for account values up to £50,000. £11.99 per month for account values above £50,000. You can also choose from 10 managed investment portfolios Take me to Interactive Investor

AJ Bell	£500 initial deposit £25 monthly minimum	0.25% platform fee £9.95* per trade	Stocks & Shares ISAs Junior ISAs Lifetime ISAs	UK Shares Non-UK Shares Funds ETFs Bonds Robo Advisor
Trade 10+ stocks per month for active trader cost of £4.95 (reducing to £3.50 from 1st April 24). Additional charge of up to £3.50 per month on stocks and shares. Up to 0.25% platform fee on Funds in addition to £1.50 transaction cost.

Aviva	£500 initial deposit £25 monthly minimum	0.40% platform fee £7.50 per trade	Stocks & Shares ISAs Junior ISAs	UK Shares Funds ETFs Robo Advisor
Platform fee for Shares, ETFs and Investment Trusts of no more than £45 per year. Platform fees reduce on investments over £50,000. Choose from a range of ready-made funds based on your preferred risk level or from Aviva's full range of 2,000 funds.

Barclays	£50 initial deposit £25 monthly minimum	0.25% platform fee £6.00 per trade	Stocks & Shares ISAs	UK Shares Non-UK Shares Funds ETFs Bonds Robo Advisor
0.25% platform fee on investments up to £200,000 and 0.05% on investments above £200,000

Bestinvest	£100 initial deposit £90 monthly minimum	0.4% platform fee £7.50 per trade	Stocks & Shares ISAs Junior ISAs	UK Shares Funds ETFs Robo Advisor
Platform fees reduce to 0.2% for ISA transfers over £250,000. There are no fees for fund transactions. BestInvest provide four ready made portfolios designed for inexperienced investors.

Chelsea Financial Services	£1 initial deposit £10 monthly minimum	0.60% platform fee	Stocks & Shares ISAs Junior ISAs	Funds Robo Advisor
Investors can choose from 5 EasyISA portfolio's or build their own portfolio from a range of 2,500+ funds

evestor	£1 initial deposit	0.53% platform fee	Stocks & Shares ISAs	Funds Robo Advisor
Clients can choose from three managed portfolios, low medium or high risk

Fidelity International	£1000 initial deposit £50 monthly minimum	0.35% platform fee £10.00 per trade	Stocks & Shares ISAs Junior ISAs	UK Shares Non-UK Shares Funds ETFs Bonds
Platform fee of 0.35% or flat £45 fee for holdings below £7,500. Share dealing costs relate to ETFs and Investment Trusts. ISA prize draw for new account holders that deposit a lump sum before 31 March 2020

Halifax	£2000 initial deposit £100 monthly minimum	£12.50 platform fee £12.50 per trade	Stocks & Shares ISAs	UK Shares Non-UK Shares Funds ETFs Bonds Robo Advisor
£12.50 platform fee for holding an ISA account. Choose from 2,000+ funds or three ready-made portfolio's with a £2,000 lump sum or £100 monthly payment

Legal & General	£100 initial deposit £20 monthly minimum	0.61% platform fee	Stocks & Shares ISAs Junior ISAs	Funds Robo Advisor
Choose from five ready-made funds or create your own portfolio by picking from 40 investment funds

Moneyfarm	£1 initial deposit	0.75% platform fee	Stocks & Shares ISAs	Funds Robo Advisor
Answer a series of questions and Moneyfarm will match your appetite for risk with one of their seven investment portfolios

Nationwide	£20 initial deposit	0.56% platform fee	Stocks & Shares ISAs Junior ISAs	Funds
Choose from four funds managed by Aegon

OneFamily	£500 initial deposit £50 monthly minimum	1.50% platform fee	Stocks & Shares ISAs Junior ISAs Lifetime ISAs	Funds
One fund available in a Stocks and Shares ISA: The Ethical Equity Stocks and Shares ISA is invested in the Family Charities Ethical Trust, which invests mainly in FTSE4Good UK 50 companies

Saxo Markets	£1 initial deposit £1 monthly minimum	no platform fee £3.00 per trade	Stocks & Shares ISAs	UK Shares Non-UK Shares Funds ETFs Bonds
Trade from £3 on UK stocks, $1 on US Stocks with no platform fee. Currency conversion fee of 0.25%.

Scottish Friendly	£100 initial deposit £10 monthly minimum	1.50% platform fee	Stocks & Shares ISAs Junior ISAs	Funds Robo Advisor
Choose from 3 Investment ISA products; My Easy Choice, My Choice and My Prime. Investors can assign parts of their investment to separate accounts for specific purposes

Vanguard	£500 initial deposit £100 monthly minimum	0.15% platform fee	Stocks & Shares ISAs Junior ISAs	Funds ETFs Robo Advisor
Our cheapest featured platform with fees capped at £375 per year. However, a limited choice choice of 75 funds available

Virgin Money	£1 initial deposit	1% platform fee	Stocks & Shares ISAs	Funds Bonds Robo Advisor
Clients can choose between 5 investment funds. A sixth Climate Change Fund is available at the higher 1.3% annual fee with minimum deposit of £500

Wealthify	£1 initial deposit £1 monthly minimum	0.60% platform fee	Stocks & Shares ISAs Junior ISAs	Funds Robo Advisor
No minimum deposit or monthly contribution. Investors have access to 10 funds which includes 5 ethical funds designed to suit your preferred level of risk.

Willis Owen	£25 initial deposit £25 monthly minimum	0.40% platform fee £7.50 per trade	Stocks & Shares ISAs Junior ISAs	UK Shares Funds ETFs Robo Advisor
Trade Shares, ETFs and Investment Trusts for £7.50. Choose from 2,500+ Funds or ready-made portfolios based on 3 levels of risk

The Fee Per Trade applies to stocks and shares and is the maximum fee charged for a one-off trade. Many ISAs charge less if you are a regular, active trader.

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